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health care….again

sometimes i feel every single blond hair on my head when something dawns on my so late in my thought process!

i have been completely wrapped up in this health care debate. i was wrapped up in it back in 90’s. it’s personal. i want it to happen this time around. i need it to happen this time around.

so in the midst of all of these craziness going on…it dawned on me that if things were to remain exactly as they are now in the health care world, when michael retires (if it’s before medicare days…) we will be without insurance. not because we couldn’t afford, because we hopefully could but because we both have several preexisting conditions. we had hoped/dreamed/joked about retiring when michael is 55. it’s a dream and a long shot but could happen if things go well in his career. it dawned on this dumb blond a bit late that even though we might be financially secure, we would not have health insurance nor any chance of getting it because of our preexisting conditions!

if michael were to have a recurrence of his colorectal cancer and we had no insurance, it would break us. my preexisting conditions are minor for the most part but his are not. we wouldn’t do it. he will have to work until he’s 67.5 at least. that is the earliest that medicare would kick in.

with no change in the current system…that’s it. the decision is made for us.